Business Loans

Business Loans

These are loans for any business purpose that may be secured by property – including residential, commercial, industrial or rural; by business assets; or by vehicles, machinery or equipment.

Commercial Loans

Loans for any purpose that use commercial, industrial or rural property as security.

Property Development Loans

A loan to construct multiple residential and / or commercial properties for resale. Interest may be capitalised during the construction phase.

Business Loans

Loans for business purchase or use that are secured solely by the business assets but excludes property as security.

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Chattel Mortgages

A loan to purchase a vehicle predominately for business use. Popular with sole proprietors, partnerships or companies. The borrower becomes the owner of the motor vehicle while the financier secures a charge over the vehicle. GST is not payable on the loan repayments.

Hire Purchase

Unlike a chattel mortgage, under a Hire Purchase arrangement you do not become owner of the motor vehicle until all monies owed under the arrangement are paid. GST is not payable on the Hire Purchase repayments.

Short Term Lending

A short term bridging loan for any business or investment purpose with real estate security. Suitable if you require a quick settlement or funds in as little as 48hours.

In Mortgage & Finance Services. Our difference is In the name.

How Can We Help You?

Whether you’re buying your first home, considering property investment, seeking commercial finance, wanting to consolidate or refinance existing debt, or require finance for other purposes, we can help you achieve the most appropriate solution.

Investment Loans

For a solution for those who want to buy an investment property, we can help.

Owner Occupied

We know that choosing a new home loan can be difficult. We're here to help you.

Personal Loans

Any purpose loans, not secured by property. We'll find the facility to suit your requirements.


We provide free loan calculators as a convenience to our visitors.

Need Help?

We know that choosing a new loan can be difficult. At imfs we’re here to help you. If you have any questions at all just give us a call or send us an email.